Discover why smart property owners are protecting their investments from wind and hail stormsAdd Your Heading Text Here
All your batteries have been charged, the generator is prepped, and there’s enough food in the pantry to feed two families and their dogs—it sounds like you are officially ready for storm season.
Of course, while looking out for your loved ones remains to be the top priority during bad weather, you need to protect your properties from the elements too. It makes sense for you to get flood coverage from your insurance, but what about wind and hail storms?
Devastating and just as unforgiving–wind and hail storms can wreak havoc on your property. So, it’s more important than ever to make sure that you are prepared when these calamities strike.
What’s a little roof and siding damage caused by heavy wind and rains, you may ask. To answer this, we first need to qualify what hail and wind storms are.
Hail storms – thunderstorm plus strong gusts of wind, this is basically what hail storms are. They cause water droplets to freeze, making it seem like it is snowing ice. Although the ice is often just pea-sized, it can cause serious damage to your property just by the trajectory of the ice alone.
Wind storms – this refers to storms where the wind travels more than 90 kilometers per hour. The wind might cause branches to fall on your property and some of your outdoor furniture to be destroyed.
Severe storms such as these can cause damage to your property. In this article, we’ll discuss why smart property owners are protecting their investments from these calamities, and why you should too.
Why is hail and wind coverage important?
All things considered, roof work can be pretty expensive. Of course, we’re not just talking about your ceiling here. Where there’s roof damage, there is likely interior water damage as well. Not to mention, mold growth will likely enter the picture at some point or another too. All these will cause major bucks for sure. However, with coverage specifically for calamities such as strong winds and hail storms, the costs will be significantly lower.
Do you need coverage for hail and strong winds?
Our straight answer: of course you do. In fact, all property owners should have this specific coverage under their insurance. There is just no telling how bad the weather is going to be in the coming months, so you need to make sure that you are protected and ready for possible damages in your property.
What benefit can you get from wind and hail insurance?
Springtime storms are infamous for the damages that they cause. In just a matter of seconds, your property can be ravaged by a tornado and you will barely be able to do anything about it. With all the damages that this can possibly cause your property, pricey repairs and costly materials are sure to be part of the equation. However, with a home insurance policy that also covers damages done by hail storms and heavy winds, the costs of repairs on your end will be significantly lowered.
How can you claim for wind and hail insurance?
Typically, you need to be able to file for damages with your insurance provider. Depending on the availability of their appraisers, they should dispatch a representative to survey the extent of the damages and provide an estimate of the amount owed to you.
However, here’s an important note to remember: you, your neighbors, and practically everybody in your state who has incurred damages in the storm will be scrambling for insurance claims. To expedite your claim and make sure that you collect the amount that is due to you, it is best to hire your own damage appraiser.
National Damage Appraisers
1 Stowell Ave.
Worcester, MA 01606
877-290-2929
774-239-0652
Info@NDA911.com